.step-head {
    display: flex; align-items: center; gap: 14px;
    margin: 32px 0 16px;
  }
.step-num {
    display: flex; align-items: center; justify-content: center;
    width: 48px; height: 48px; border-radius: 12px;
    background: #242656; color: #F6BE13;
    font-family: 'Montserrat',sans-serif;
    font-size: 1.2em; font-weight: 800; flex-shrink: 0;
  }
.step-head h3 {
    font-family: 'Montserrat',sans-serif;
    font-size: 1.3em; font-weight: 700; margin: 0; color: #242656;
  }
  
@media (max-width: 768px) {
    .step-head { gap: 10px; }
    .step-num { width: 36px; height: 36px; font-size: 0.95em; }
    .step-head h3 { font-size: 1.05em; }
}